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skip to content skip to primary sidebar mike bergum mortgage - stillwater mn marketplace home mortgage inside tips why bargain price homes are not always better investments january 16, 2018 by mike bergum lower prices might be tempting for many buyers as we usually think that the lower the price the better the deal is. but when it comes to the housing market, bargains are not always the best deals. when you have a found a home you really like, factors other than price may be worth considering before you start the bidding process. consider price and potential value – paying for the lowest price usually applies more on consumables and items that depreciate in value over time such as electronics or small appliances but may mean the opposite for higher value items as investments including homes. what you pay now can affect your sale price later which may mean paying less and selling for less or shelling out more and later on selling for more in terms of total earnings. keeping up with the price trend – paying less for your home than was paid for the last similar home may result to a downward price trend that can be difficult to reverse over time. on the other hand, maintaining the trend of price appreciation can end up becoming a very good investment. either way, this sets the trending value which according to appraisers establishes what your home and comparable properties will be worth. meaning, the last sale or “comp” sets the value for similar home types in an area. home at first sight – sometimes you only spend a few minutes viewing a home and you feel that this is it. settling for something else than what you really wanted even for a similar home structure or type because of price concerns is always a downer as there are factors that made you fall in love with your first option in the first place that cannot be replicated such as view, lay of the land, the address or even type of neighborhood. experts have noted that buyers lose out on what they really wanted and more often than not paying more tomorrow for something less than what they could have had today as a result of increasing prices and rates. price, payments and longevity of term – having a higher payment when you pay more for the home may mean an extra $10,000 of mortgage money but that will add less than $50 per month on a low-rate, 30-year loan. when you’re financing your purchase, chances are that you will never come close to paying the actual price but may starting by paying a small down payment and then paying interest on the loan until you refinance or sell so the longevity of your contract determines whether you will save or lose money. an experienced realtor and loan officer can evaluate your current status and recommend the best options fitted to your situation. don’t hesitate to ask for assistance as we will be very happy to map out choices that will be to your best advantage and help you weigh your options for the home you would really love to own today. we’ll help you navigate through the housing market you will have a good grip on what really transpires when buying a home. filed under: uncategorized markettrac construction lending october 17, 2017 by mike bergum introducing markettrac advantages of markettrac markettrac loan terms filed under: uncategorized realtor spring quotation may 11, 2017 by mike bergum filed under: uncategorized primary sidebar search this website michael bergum, branch manager nmls #1405172 marketplace home mortgage nmls #1082 610 main street north, suite 100 stillwater, mn 55082 contact details: mbergum@marketplacehome.com main: 651-439-4941 cell: 651-248-4369 recent posts inside tips why bargain price homes are not always better investments markettrac construction lending realtor spring quotation copyright © 2018 · genesis sample on genesis framework · wordpress · log in

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Domain Name: MIKEBERGUMMINNESOTA.COM
Registry Domain ID: 1941835046_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.name.com
Registrar URL: http://www.name.com
Updated Date: 2017-06-23T16:31:12Z
Creation Date: 2015-06-25T02:09:54Z
Registry Expiry Date: 2018-06-25T02:09:54Z
Registrar: Name.com, Inc.
Registrar IANA ID: 625
Registrar Abuse Contact Email: abuse@name.com
Registrar Abuse Contact Phone: 7202492374
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Name Server: NS1.BLUEHOST.COM
Name Server: NS2.BLUEHOST.COM
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of whois database: 2018-01-22T19:25:15Z <<<

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  REGISTRAR Name.com, Inc.

SERVERS

  SERVER com.whois-servers.net

  ARGS domain =mikebergumminnesota.com

  PORT 43

  TYPE domain
RegrInfo
DOMAIN

  NAME mikebergumminnesota.com

  CHANGED 2017-06-23

  CREATED 2015-06-25

STATUS
clientTransferProhibited https://icann.org/epp#clientTransferProhibited

NSERVER

  NS1.BLUEHOST.COM 162.159.24.80

  NS2.BLUEHOST.COM 162.159.25.175

  REGISTERED yes

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